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Terms of Service

Effective Date: April 24, 2026 · Ethos Digital LLC

⚠️ PRISM Terminal is an informational and educational tool only. Nothing on this platform constitutes financial, investment, or trading advice. You are solely responsible for your own investment decisions.

1. Agreement to Terms

By accessing or using PRISM Terminal ("the Service"), operated by Ethos Digital LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

2. Description of Service

PRISM Terminal is an AI-powered stock analysis and screening platform that provides momentum-based technical analysis, fundamental data summaries, and AI-generated market commentary. The Service is designed for informational and educational purposes only. Features vary by subscription tier (Pro and Elite).

3. Not Financial Advice

PRISM Terminal and its AI analyst ("Marcus") do not provide financial, investment, tax, or legal advice. All analysis, signals, verdicts, and commentary — including BUY, SELL, WATCH, AVOID, and WAIT signals — are for informational and educational purposes only and do not constitute a recommendation to buy or sell any security.

Ethos Digital LLC is not a registered investment advisor, broker-dealer, or financial institution. Past performance of any pattern, signal, or analysis does not guarantee future results. You are solely responsible for your own investment decisions and should consult a qualified financial advisor before making any investment.

4. Subscription and Payment

Access to certain features requires a paid subscription. By subscribing, you authorize us to charge your payment method on a recurring basis at the selected rate. All payments are processed securely through Stripe. Subscriptions automatically renew unless cancelled. Refunds are not provided for partial billing periods except as required by applicable law. Founding-member pricing is locked for the duration of your continuous subscription.

5. Acceptable Use

You agree not to: (a) use the Service for any unlawful purpose; (b) reproduce, distribute, or resell any output without written permission; (c) attempt to reverse-engineer or systematically scrape the Service; (d) share your account credentials; or (e) use the Service to manipulate securities markets.

6. Third-Party Data

The Service sources market data from third parties including Alpaca Markets, Financial Modeling Prep, Finnhub, and Anthropic. We do not guarantee the accuracy, completeness, or timeliness of any data. Market data may be delayed and should not be relied upon for time-sensitive trading decisions.

7. Intellectual Property

All content, features, and functionality — including the PRISM Terminal name, Marcus AI analyst, scoring methodologies, and user interface — are owned by Ethos Digital LLC and protected by applicable intellectual property laws.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. ETHOS DIGITAL LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ETHOS DIGITAL LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, INCLUDING INVESTMENT LOSSES RESULTING FROM RELIANCE ON THE SERVICE. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE THREE MONTHS PRECEDING THE CLAIM.

10. Governing Law

These Terms are governed by the laws of the State of Illinois. Any dispute shall be resolved in the courts of DuPage County, Illinois.

11. Changes to Terms

We may update these Terms at any time with reasonable notice. Continued use after changes constitutes acceptance.

12. Contact

Questions: [email protected]


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